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Finance options
Build Now, Pay Later
Turn your dream shed or garage into a reality with our hassle-free payment options through Handypay, Humm, and Payright. These flexible plans allow you to enjoy your new space now while spreading the cost over manageable installments.
Applying is quick and easy—whether online or in-store. Once approved, we’ll get started on bringing your vision to life!

Flexible payments that make sense
Who is Handypay?
Flexible Payment Plans

Amounts
$2,001 - $100,000 (for home improvement only), for all other loan purposes the maximum limit is $75,000

Available Terms
1 - 7 Years

Repayment Options
Weekly, Fortnightly, Monthly
Minimum Eligibility Criteria
Who Can Apply?

Must be over 18 years

Australian Permanent Resident or Australian Citizen

Must receive employment or self-employment income

Must be for consumer use only
Conditionally Approved in Seconds
How it Works
Must be over 18 years
Australian Permanent Resident or Australian Citizen

Must receive employment or self-employment income
Must be for consumer use only
Buy Now, Pay Later.
An inquiry won't impact your credit score
- Click ‘Get Started’ and receive a decision in seconds
- Once Approved, Handypay will cover the upfront cost of your purchase
- Repayments are conveniently scheduled in line with your income

Target Market Determinations can be accessed here. OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 holds Australian Credit Licence number 488228.
Simple, Affordable Payment Plans
Will I pay interest?
Yes, you will receive an interest rate that is tailored to your unique credit circumstances. Handypay is part of the OurMoneyMarket Group, a multi award-winning finance provider and 2023 Canstar award winner. Click ‘Get Started’ below to obtain a no-obligation pre-approval quote.
An inquiry won't impact your credit score
Need help?
Call us on 1300 990 115
